National Journal of Commerce and Management (NJCM) A Peer-Reviewed/Refereed Journal ISSN 2394-6342 (O) NJCM Volume 02, Issue 01, January-December 2015 Download Cover Table of Contents All Volumes & Issues Author Guidelines Submit Manuscript Online Peer Reviewed Open Access Indexed Bi-annual Bilingual Free Access Refereed Articles 1. Critical Analysis of the Implications of New Managerialism on Ethical, Democratic and Professional Values in Public Service José G. Vargas-Hernández Download 2. A study on phenomenon of Examination Stress and its Impact on Life of Students Dr Ajay Kumar Dogra and Dr Pooja Dogra Download 3. Indoctrination and Emerging Opportunities of E-Banking in India Inderjit Singh Download 4. Indian Medical Tourism Industry: Challenges and Future Prospect Vinay Negi Download 5. Interface of Hydro Projects and Society, Economy and Environment- A Case Study of upcoming Jispa Dam Hiramani Kashyap and Dr. Chander Mohan Parsheera Download 6. A Study of Work-Life Balance in Himachal Pradesh Public Works Department (HPPWD), Shimla Ravi Kaundal Download 7. Spectrum of Financial Agencies in Himachal Pradesh Reena Thakur Download 8. An Analysis of Importance and Challenges to E-Governance in India Vijay Singh Download 9. Impact of Domestic Violence on Working Life of Females: A Survey of Himachal Pradesh University Shimla Virender Kaushal Download 10. Performance of Lead Bank Scheme (PNB) in Mandi District of Himachal Pradesh Varun Saini Download