National Journal of Commerce and Management (NJCM)
A Peer-Reviewed/Refereed Journal
ISSN 2394-6342 (O)
Editorial Board
Patron
Dr. Keshav Sharma (Rtd. Professor)
Department of Education, ICDEOL, Himachal Pradesh University, Shimla, Himachal Pradesh, INDIA &
Disciple of Bharat Ratna Pt. Ravi Shankar
Department of Education, ICDEOL, Himachal Pradesh University, Shimla, Himachal Pradesh, INDIA &
Disciple of Bharat Ratna Pt. Ravi Shankar
Editor
Dr. Virender Kaushal
Coordinator (Online Courses), Consortium For Educational Communication (CEC), (An Inter-University Centre of UGC on Electronic Media), Ministry of Education, Government of India, IUAC Campus, Aruna Asaf Ali Marg, New Delhi, India, +91-9816089500; drvirender.hpu@gmail.com. Email: dr.giansangta@gmail.com Ph. 8219184216
Coordinator (Online Courses), Consortium For Educational Communication (CEC), (An Inter-University Centre of UGC on Electronic Media), Ministry of Education, Government of India, IUAC Campus, Aruna Asaf Ali Marg, New Delhi, India, +91-9816089500; drvirender.hpu@gmail.com. Email: dr.giansangta@gmail.com Ph. 8219184216
Editor
Dr. (CS) Ravi Ahuja
Programme Coordinator/Assistant Professor, Skill Development Centre, Savitribai Phule University (SPPU), Pune, Maharashtra, India -411007, raviahuja1984@gmail.com, +91-9226245152
Editor
Dr. Siddharth Singh
Assistant Professor, Department of Economics, DAV PG College Varanasi, Uttar Pradesh, India, siddharthvns19@gmail.com; +91-8765927211
Assistant Professor, Department of Economics, DAV PG College Varanasi, Uttar Pradesh, India, siddharthvns19@gmail.com; +91-8765927211
Editor
Dr. Varun Saini
Assistant Professor, HPKV Business School, School of Commerce and Management Studies, Central University of Himachal Pradesh, Dharamshala, Kangra, Himachal Pradesh, +91-9418038000; vs18.mandi@gmail.com
Assistant Professor, HPKV Business School, School of Commerce and Management Studies, Central University of Himachal Pradesh, Dharamshala, Kangra, Himachal Pradesh, +91-9418038000; vs18.mandi@gmail.com
Editor
Dr. Balbir Singhh
Assistant Professor, Govt College Bassa (Gohar), Mandi, Himachal Pradesh, +91-7833036401; balbir.17july@gmail.com
Assistant Professor, Govt College Bassa (Gohar), Mandi, Himachal Pradesh, +91-7833036401; balbir.17july@gmail.com
Editor
Dr. Yashika Guleria
Assistant Professor, Govt College Kandaghat, Solan, Himachal Pradesh, +91-9418050459; yashikaguleria999@gmail.com
Assistant Professor, Govt College Kandaghat, Solan, Himachal Pradesh, +91-9418050459; yashikaguleria999@gmail.com
Advisory Board
Dr. Shankar Singh Sodha
Professor and Head, Department of Accountancy, S. D. School of Commerce, Gujarat University, Ahmedabad, Gujrat, India -380009, shankarsodha@gmail.com; +91-9558888099
Professor and Head, Department of Accountancy, S. D. School of Commerce, Gujarat University, Ahmedabad, Gujrat, India -380009, shankarsodha@gmail.com; +91-9558888099
Dr. Chandan Gupta
Director, Educational Multimedia Research Center, Devi Ahilya Vishwavidyalaya, Takshashila Campus, Khandwa Road, Indore, Madhya Pradesh, India
Director, Educational Multimedia Research Center, Devi Ahilya Vishwavidyalaya, Takshashila Campus, Khandwa Road, Indore, Madhya Pradesh, India
Dr. Rakshak Jain
Producer-I & Former Director (I/c), Educational Multimedia Research Centre, IIT Campus, Roorkee, India +91 8077849949, +91 9045757572, jainrakshak@gmail.com
Producer-I & Former Director (I/c), Educational Multimedia Research Centre, IIT Campus, Roorkee, India +91 8077849949, +91 9045757572, jainrakshak@gmail.com
Dr. (Mrs.) Kamlesh Gakhar
Professor of Economics, Institute of Management Studies and Research, Maharshi Dayanand University Rohtak, Haryana, India
Professor of Economics, Institute of Management Studies and Research, Maharshi Dayanand University Rohtak, Haryana, India
Dr. Alice Mani
Professor, Department of Commerce, Christ University, Bangalore, Karnataka, India.
Professor, Department of Commerce, Christ University, Bangalore, Karnataka, India.
Dr. Sujit Mukherjee
Professor, School of Management Sciences, Maulana Abul Kalam Azad University of Technology, West Bengal, India
Professor, School of Management Sciences, Maulana Abul Kalam Azad University of Technology, West Bengal, India
Dr. Anand Sarup (Group Captain, Retd.)
H. No.-54, 2nd Floor, Sector-15, Faridabad, -121007, Haryana (Delhi NCR), India, anandsarup1973@gmail.com; +91-9357705239
H. No.-54, 2nd Floor, Sector-15, Faridabad, -121007, Haryana (Delhi NCR), India, anandsarup1973@gmail.com; +91-9357705239
Dr. Vinay Singh Negi
Associate Professor cum Director Tourism & amp; Planning at the School of Business Management, Faculty of Management Sciences, Shoolini University, Solan (H.P) India, vinay_davc@yahoo.com, +91-9805660091
Associate Professor cum Director Tourism & amp; Planning at the School of Business Management, Faculty of Management Sciences, Shoolini University, Solan (H.P) India, vinay_davc@yahoo.com, +91-9805660091
Dr. Sanjeet Sharma
Assistant Professor, University College of Business Studies, Himachal Pradesh University Shimla 171004, sanjeetsharma1981@gmail.com, +91-98574-64620
Assistant Professor, University College of Business Studies, Himachal Pradesh University Shimla 171004, sanjeetsharma1981@gmail.com, +91-98574-64620
Dr. Narayan Patidar
Assistant Professor, Educational Multimedia Research Centre, DAVV, Indore, Madhya Pradesh, India, narayanpatidar@gmail.com, +91-9301110410
Assistant Professor, Educational Multimedia Research Centre, DAVV, Indore, Madhya Pradesh, India, narayanpatidar@gmail.com, +91-9301110410
Manpreet Singh Budhail
Research Officer, Educational Multimedia Research Centre, Punjabi University, Patiala, Punjab, India- 147002, manpreet@pbi.ac.in; +91-9915334000
Research Officer, Educational Multimedia Research Centre, Punjabi University, Patiala, Punjab, India- 147002, manpreet@pbi.ac.in; +91-9915334000
Dr. Harpreet Singh
Assistant Professor, School of Management Studies, Punjabi University, Patiala, Punjab, India-147002
Assistant Professor, School of Management Studies, Punjabi University, Patiala, Punjab, India-147002
Dr. Vikas Singla
Assistant Professor, School of Management Studies, Punjabi University, Patiala, India-147002, vikassingla@pbi.ac.in
Assistant Professor, School of Management Studies, Punjabi University, Patiala, India-147002, vikassingla@pbi.ac.in
Dr. Amandeep Kaur
Copy Editor, Punjabi University, Patiala. Punjab-147002, antal22dec@gmail.com; +91-9501117576.
Copy Editor, Punjabi University, Patiala. Punjab-147002, antal22dec@gmail.com; +91-9501117576.
Mr. Jay Kumar Sood
International Centre for Distance Education and Open Learning (ICDEOL), Himachal Pradesh University, Summer Hill, Shimla, India. +91-9805707197; jaiksood@gmail.com
International Centre for Distance Education and Open Learning (ICDEOL), Himachal Pradesh University, Summer Hill, Shimla, India. +91-9805707197; jaiksood@gmail.com
Mr. Ravindra Kumar
Academic Coordinator/Hindi Officer, Consortium for Educational Communication (CEC), (An Inter-University Centre of UGC on Electronic Media), Ministry of Education, Government of India, IUAC Campus, Aruna Asaf Ali Marg, New Delhi, India, +91-9891980212; ravindrakumar.cec@gmail.com
Mr. Ankush Balaini
Lead Technical Sourcer, Mobile Programming LLC, C-179, Phase 8-B, Industrial Area Sector 74 SAS Nagar, Punjab, +91-9779999045; ankushbalaini@gmail.com
Lead Technical Sourcer, Mobile Programming LLC, C-179, Phase 8-B, Industrial Area Sector 74 SAS Nagar, Punjab, +91-9779999045; ankushbalaini@gmail.com